Imagine running a small business with a lean team, where every decision impacts your bottom line. Among the myriad challenges, offering health insurance can seem overwhelming. Navigating the options alone is tough, but small group benefits provide a streamlined, affordable solution tailored for businesses like yours.

Cost Efficiency

Group health insurance often costs less than individual plans due to risk being spread across a team. Employers typically contribute to premiums, reducing out-of-pocket expenses for employees. In 2025, small-group employer plans are seeing increases of around 9.4%, but the shared cost still offers substantial savings compared to individual plans.

Eligibility Simplicity

Even businesses with as few as two employees, including the owner, can qualify for small group plans. This accessibility makes it an ideal choice for even the smallest teams who want to offer meaningful benefits.

Enhanced Coverage Options

Small group plans may provide broader or more attractive benefits than those individuals can find on their own. This ensures that your employees have access to valuable health services that boost satisfaction and retention.

Tax Advantages

The Small Business Health Care Tax Credit allows eligible employers to receive up to 50% off premium costs, and up to 35% for nonprofits. This tax relief makes offering group health plans not only feasible but financially advantageous.

Employee Satisfaction and Wellness

Beyond financial benefits, dependable coverage boosts employee morale, increases retention, and supports overall wellness. Knowing they and their families have comprehensive coverage provides peace of mind, which translates into a more focused and productive workplace.

If you're a small business owner considering your options, you don't have to navigate this alone. Help is available to guide you in exploring plans that fit your needs. Offering group benefits doesn't have to be complicated or expensive. Reach out for a personalized review of your options today.